Advocates for the Insured
Experienced property loss?
We are here to help you every step of the way!
Ph: 480-499-4904
Advocates for the Insured
Experienced property loss?
We are here to help you every step of the way!
Ph: 480-499-4904
A fire loss to a home or business is the most devastating loss an insured can have.
Whether the fire is minor or major, the ensuing damages may cause many structural issues. In addition to structural issues, the personal property loss can be even more devastating. The requirements the insurance company places on the insured is overbearing. Liberty Adjusters has the knowledge and expertise in identifying all problems associated with this type of loss.
Storms happen. Roof claims are difficult to navigate with your insurance company and frequently get denied. Your insurance company may predispose you for a denial of your claim by holding what you say against you when you first file your claim when most insured do not know when or how the exact damaged happened. They are usually alerted to the situation when they see water coming in from the ceiling or other areas in their home or business.
At your time of need, when you are most vulnerable after a theft or vandalism incident you would expect your insurance company to come to your rescue and help you through the claim process. However, our past clients have experienced the opposite. They felt as though they were on trial, and that the insurance company investigation was to prove they had something to do with the theft or the vandalism. We have experience helping insureds through these difficult situations and taken the burden from them to document the loss and provide the needed information to the insurance company for full compensation allowed under their insurance policies.
Water claims can include burst pipes, split supply lines, water heaters leaks, etc.
These are the most difficult claims for the insured to present to their insurance company because misstated facts can lead to denial.
We have extensive experience in structuring water claims so that documentation supporting the claim is presented in a format that minimizes the chance of denial.
The insurance company will require extensive documentation to prove your loss of income or loss of rents. Our team has extensive experience in accounting and has helped many business owners recover their losses.
When faced with a fire or water claim, personal property or business property documentation can be overwhelming. Our team will mobilize and photograph every single item and in the case of a fire, even remnants. We then prepare a detailed spreadsheet with descriptions and accurate pricing, and work with the insured to make sure every item is accounted for. Water claims especially require the extra step of documenting to show how the property was affected by water.
It's your worst nightmare: Your property is damaged, and you have to file an insurance claim. But where do you start? Are you ready to navigate the complexities of the insurance business?
We are here to help!
We will thoroughly and accurately document all communications with the Insurance company and record all the Insurance Company efforts to resolve your claim. It has been our experience that with a well-documented claim, the Insurance Company is more likely to be willing to pay, than a claim without proper documentation of the damages to structures and contents.
Liberty Adjusters knows how to deal with Insurance Companies and how to read through your policy to understand what your coverages are. We then present the proper documentation on your behalf to make sure you get the settlement due you under your policy. We will even suit up and look through fire debris to find every shred of evidence to support your claim for losses to your home and your personal property!
Choosing a public adjuster is a major decision when faced with a damaged home or office. Check out what our clients have to say!
We appreciated and are thankful for all you did for us with the house!
- Jaki & Tom
My life was turned upside down... I had been fighting with an insurance co. for abour 2 1/2 months before I realized I needed some big guns!
...I truly believe I ended up with 5X what the insurance claimed they owed me
- Lynn H
Our house suddenly caught fire and largely burned to the ground... we were underinsured and would not receive enough funds to rebuild our house... When we called Karen our situation began to turn completely around... She made it possible for us to start over again.
- Katie K.
Insurance companies try to pay you the least amount possible and Karen tries to get you everything that you have coming.
- Mario U
Without your help and support our world would still be upside down. You went above and beyond for us and we are forever grateful.
- Matt & Crissy K
We appreciate all your hard work. Paul and I could not have gone through this without you.
- Kim & Paul L
This effort by Karen and her team saved me thousands of dollars I would not have received otherwise... I certainly advise you get an insurance adjuster... Give Karen a call... I am confident you will be glad you did.
- David A
In that first meeting Karen established what I can only call a presence. This presence said, I am Karen Williams, I came to do a job, and I mean to do it well. Her professional, all business approach impressed me... I feel I owe Karen Williams
- Warren L
Thank you for all you have done for us. For the first time in the past 8 months, I see a bit of light at the end of the tunnel.
- Emile & Becky V
We didn't know quite what to expect when we decided to engage a "Public Adjuster", but we can now say that it is one of the best investments we have ever made... Karen was efficient, patient and effective, and we received a very generous settlement... If you're overwhelmed with the thought of submitting an insurance claim, call her.
-Judith A.
Karen Williams ... is one of the most wonderful PAs and people out there... She had not only helped my family and me to get our home and lives back... but we now also consider her our friend.
-Lisa L
I want to thank you for helping me. I am so grateful as most of us have no idea what we are doing never having a fire before. I am going to spread your great service all over Payson - especially for seniors
- Sue & Alan
I was reached out to after I had a house fire. I am glad they did because I didn't even know there were public adjusters for insurance companies... Karen Williams has been a great help dealing with my insurance company so I didn't have to.
- Patricia O
